Take 10 Minutes to Get Started With Car Insurance Premium Calculator [Top 10 List]
What is Car Insurance Premium Calculator?Car insurance premium calculator is a dynamic tool provided, online, by car insurance companies. Get started with top 10 car insurance premium calculator online.
Almost every reputed motor insurance company has an car insurance premium calculator on their official portal.
With the help of the car insurance premium calculator, customers can get a quote for their car insurance policy and the premium amount they need to pay for the same.
You have to visit the ‘car insurance calculator’ page and fill in some basic information about yourself like the policyholder’s name, contact details and address, followed by some standard details about the insured/to be insured car. These details are – car manufacturer’s name, model number of the car, manufacturing year, car sub-type (if any), fuel type and registration date.
Some companies also give you an option of selecting if you want to insure the accessories installed inside the car.
After you have filled the details correctly, just click on the ‘calculate premium’ button and you will immediately get the quote.
After this, you also get an option to get more information and payment option to buy car insurance of your choice.
What are the benefits of a Car Insurance Premium Calculator?Now that we know what a car insurance premium calculator is, let us find out why it is worth a try:
Using a car insurance calculator helps you evaluate your insurance needs, which makes it easy to select the best policy that covers all the requirements.
It is an easy and efficient way to compare premium rates of a variety of plans with various features for your vehicle.
The process of purchasing a policy becomes unbiased as you don’t have to be under the influence of an agent/broker, and are free to make your own choice.
By using a car insurance calculator, You get accurate information about the premium amount you’ll be paying for a particular policy.
You can also understand the way premium rates change with a change in variables.
How to use Car Insurance Premium Calculator?Any online car insurance calculator will ask you for basic details of your car such as the make and model, registration number, manufacture date etc to calculate the premium.However, you also need to know about the following factors that affect the premium value:
Insured Declared Value or IDV of the Vehicle
This is one of the most important factors that has an impact on the premium for your car. IDV is the sum insured for the vehicle that is finalized by the insurer. In simple terms, it the current value of the vehicle as per market.
Cubic Capacity (CC) of the Vehicle
The engine power of your vehicle is directly proportional to your car insurance premium.
No Claim bonus (NCB)
You can save up to 50% on the Own Damage premium if you have a No Claim Bonus feature in your car policy.
Additional Discounts
Installing anti-theft devices in your car or becoming a member of the Automobile Association of India (AAI) can considerably reduce your automobile insurance premium too.
Car Accessories
Any modifications to the vehicle will add an extra amount to your insurance premium.
So you have understood very well, What is car insurance premium calculator? and the benefits to use car insurance premium calculator, so take 10 Minutes to Get Started With car insurance premium calculator[Top 10 List].1. Bajaj Allianz General Insurance Company LimitedBajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited (recently demerged from Bajaj Auto Limited) and Allianz SE. Both enjoy a reputation of expertise, stability and strength.Bajaj Allianz received the Insurance Regulatory and Development Authority (IRDA) certificate of Registration on 2nd May, 2001 to conduct various businesses (including Health Insurance business) in India. The Company has an authorized and paid up capital of Rs 110 crores. Bajaj Finserv Limited holds 74% and the remaining 26% is held by Allianz, SE.As on 31st March 2017, Bajaj Allianz continues to be one of the most financially robust insurers in the industry by maintaining its growth as well as profitability. The company has made a profit before tax of Rs. 1,078 crore and emerged as the most profitable insurer recording a profit after tax of Rs. 728 crore. The company reported a GWP of Rs. 7,687 crore, which has grown by 30.3% compared to the last fiscal year.Car Insurance Premium Calculator.Click Here2.HDFC ERGO General Insurance Company LimitedHDFC ERGO General Insurance Company is a 51:49 joint venture between the Housing Development Finance Corporation Ltd. (HDFC), India’s premier Housing Finance Institution, and ERGO International AG the primary insurance entity of the Munich Re Group of Germany. The Company marked the first merger in the General Insurance sector in August 2017, with IRDAI’s approval for the merger of HDFC ERGO General Insurance Co. Ltd. with HDFC General Insurance Ltd. (formerly Known as L&T General Insurance Co. Ltd.), and the merged entity, known as HDFC ERGO General Insurance Co. Ltd., is the third largest General Insurance provider in the private sector.HDFC ERGO offers products like Motor, Health, Travel, Home and Personal Accident Insurance in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space through its vast network of 122 branches which is spread across 106 cities and a wide distribution network.HDFC ERGO has launched several technologically innovative solutions, offering customers an enhanced service experience, like the Insurance Portfolio Organiser (IPO) App, the IPO App on the Apple Watch, the Overnight Vehicle Repairs service, Motor Self-Inspection App and the HDFC ERGO Community – https://community.hdfcergo.com/. With a paradigm shift in customer engagement because of new technology innovations, the Company has enabled newer platforms for customers to engage and interact with the company like DIA, the AI-enabled chatbot service made available on the Company’s website, Amazon Alexa and Google Assistant.HDFC ERGO has left no stone unturned in providing customer service, as the Company follows a 30 minute turn-around-time (TAT) for the processing of pre-authorised cashless Health Insurance Claims and a 15 minute TAT to process pre-authorised cashless Motor Insurance claims.Car Insurance Premium CalculatorClick Here3. CoverfoxCoverfox is an IRDAI authorised insurance broking firm. We started as a website back in 2013, with an aim to make insurance simple.If you want to buy insurance – you would want to compare features and prices of an insurance policy and buy the best policy that you deserve. Then you would expect some help if ever you want to make a claim or renew the policy.Car Insurance Premium CalculatorClick Here4. Reliance General InsuranceWe feel proud to be one of the leading general insurance companies of India. We have a huge customer base which includes individuals like you, corporates and SMEs.With our 139 offices and more than 26,587 intermediaries across India, you can now reach out to us and enjoy our services at your own convenience. Moreover, with online & telecalling services, we have become even more accessible.What do we have for you?You can look up to us for many of your insurance solutions with respect to motor, health, home, travel, marine, etc. Through our products and services, we try to meet every customer’s individual needs by offering customized plans. In our endeavor to delight our customers, we strive to come up with innovative products like India’s first Over-The-Counter health & home insurance policies.VisionWe want to score perfectly for world standard services & products, and want to be your first choice in domestic as well as global markets.Mission• Satisfy your need of insurance cover in that crucial hour• Offer incomparable customer service• Provide innovative products• Better reach through presence across India and abroadGoals• Make affordable insurance accessible to all• Keeping you, our customers, as focal point in all our operations• Protect policy holders’ interests• Be the most innovative in product developmentCar Insurance Premium CalculatorClick Here5. PolicyXAt PolicyX it’s all about you, so we make sure you get the maximum by paying the minimum for your insurance. Having insurance is having a financial security in times of death, declining health, maternity, business loss, accidents, diseases and various situations. We understand and stand by you at each step as your own by helping you cover the financial losses in times of need. We have seen and have been appalled by how many times agents play in such sensitive situations by way of cheating, fraud and mis selling. To eliminate such practices in India, we bring PolicyX to you where we believe that our customers should be provided with the best personalized policies at lower premium costs by delivering the satisfaction and sense of fulfillment that you are covered in times of emergency. We connect with our customers emotionally as we understand and respect the importance of you and your family in every aspect of life.With our motto of Search > Choose > Buy, we get you instant quotes, help you select right quote and secure coverage right away with our technologically advanced system. We run complex algorithms to find plans that fit your requirements and return you features and quotes within seconds. Therefore, PolicyX has got you covered for your every insurance need. Why not get started? Get your first quote now!Car Insurance Premium Calculator.Click here6. Bharti AXA General Insurance Company LtdBharti AXA General Insurance Company Ltd is a joint venture between Bharti Enterprises, a leading Indian business group and AXA, a world leader in financial protection. Our firm commenced national operations in August 2008. We are licensed with IRDAI (Insurance Regulatory and Development Authority of India). With our comprehensive and innovative insurance solutions, we make sure you find the right match for your insurance need. We offer insurance coverage across various categories – Motor,Health,Travel, Home and more. You can easily purchase and renew policies from us online.Car Insurance Premium Calculator.Click Here7. Bankbazaarinsurance.comBankbazaarinsurance.com is an online destination for insurance comparison for customers seeking both life and general insurance products. We aim to provide customers end to end solution for their Insurance needs and build a one stop shop destination for Insurance requirements, viz. Ease and Convenience; Ease of understanding; Customized offers; Compare multiple options.Meet the Founders:Adhil ShettyAn engineering graduate from Anna University and holder of a Master’s degree in International Relations from Columbia University, Adhil held decisive positions at Deloitte Touche Tomahatsu’s US East Alliance and Cisco Systems before he dived headlong into scripting the BankBazaar story, the flagship brand of the groupArjun ShettyArjun has a Master’s degree in Operations Research from Georgia Institute of Technology and an Engineering degree from Anna University.Rati ShettyRati completed her BBA degree from the University of Madras. Rati imbibed some rich qualities from Toblerone in Brazil and Milka in the US while managing the launch and go-to market operations of many of Kraft Food’s brands in export markets across the world while working for Kraft in the US and Taiwan.Car Insurance Premium CalculatorClick Here8. Easy Insurance IndiaEasyinsuranceindia.com is another successful initiative of the professionals who founded ICM Computer Consultants and ICM Solutions in 1989 and 2001. These professionals were educated in the U. S. and possess a combined international experience of more than 40 years in the USA and India in the areas of corporate management and IT solution services. Over the past decade, ICM has helped more than 500 customers achieve their goals by providing effective custom solutions that combines software, hardware and other services.We believe we are successful today because our management focuses on customer satisfaction and customer growth which permeates through the rest of the organization.We constantly strive to make our operations more efficient, such as reengineering our processes, usage of latest technology, and many more such initiatives, which allow us to provide the customers better service and value for money.The insurance industry is becoming more and more competitive offering wide variety of choices to customers. This is a welcome change for the customers. However, due to the complexity involved, it has become extremely cumbersome for customers to do comparative shopping for insurance.Through easyinsuranceindia.com, we empower the customer with a powerful tool where the customers can compare the products offered by various insurance companies in one shot, thus enable the customers to decide on the best insurance cover for them.Our MissionICM Insurance Brokers Private Limited (ICM) is to cover the risks of people and businesses of modern economy who seek easy, transparent, complete, and cost effective insurance solutions on demand coupled with hassle-free claim settlement.Our VisionICM to be the most preferred way to purchase insurance products through easyinsuranceindia.com, its most intuitive ecommerce solutions coupled with superior customer service – during purchase and during claim.Car Insurance Premium Calculator.Click Here9.IFFCO-Tokio General InsuranceIFFCO-Tokio General Insurance was incorporated on 4th December 2000 with a vision of being industry leader by building customer satisfaction through fairness, transparency, and quick response. It is a joint venture between the Indian Farmers Fertilizer Co-operative (IFFCO) and its associates and Tokio Marine and Nichido Fire Group which is also the largest listed insurance group in Japan.Car Insurance Premium CalculatorClick Here10. Kotak General InsuranceA 100% subsidiary of India’s fastest growing bank, Kotak Mahindra Bank Ltd., Kotak Mahindra General Insurance was established to service the growing non-life insurance segment in India. At Kotak Mahindra General Insurance, we value customer service, quality and innovation above everything else.The company aims to cater to a wide range of customer segment & geographies offering an array of non-life insurance products like Motor, Health, etc.Kotak General Insurance has a national footprint of 13 branches spread across India (as on 31st Dec 2017) and an employee base of 354 professionals. (as of 31st Dec 2017)As a practice, the company seeks to provide a differentiated value proposition through customized products & services leveraging state of art technology & digital infrastructure.Car Insurance Premium Calculator.Click hereBottom LineInsurance has become a prime necessity of life these days and car insurance is mandatory, you can calculate insurance by above given topmost car insurance premium calculator.
Biggest Technological Advancement in Retail Management Software for The Year 2019
In straightforward words, when software or service works over the internet, it is called cloud computing. So, a cloud-based possoftware is one that operates on cloud servers through the internet and can be accessed via a web browser. It performs the same functions as a regular management system with one additional feature – the ability to access it anywhere and at any time. A server-based software needs no software installation on a device, and it updates itself automatically.The flexibility of use makes cloud POS system one of the most outstanding improvements in the retail sector. In the coming years, every retailer worth their salt will be switching from conventional software to a cloud-based one. Here, two fields, in particular, are discussed – supermarkets and medical and how they can leverage the services of this innovation.What is a Supermarket?Before diving into the reasons why a supermarket needs robust billing software, a basic understanding of the term is necessary. Any grocery store that is massive in size and offers a complete range of household goods and foods is a supermarket. It generally has the following features:• Products are organised efficiently into aisles and shelves for easier shopping.• A precise inventory of all items is maintained so that over-stocking or understocking doesn’t occur.It is the second feature that makes it essential for big grocery stores to install a software that tracks their inventory. Without an inventory system, two scenarios can arise. The first is a loss of sales because a fast-moving good was not stocked to the required level. The second is a loss of earnings because units of a slow-moving commodity are lying on the shelves. A third scenario is also possible where products that have a very small shelf-life expire before they are purchased.The end line is that supermarket businesses require accurate stock data to prevent loss of sales and increase profit. The amalgamation of extensive inventory, which includes perishable merchandise, and high-volume sales need proper stock keeping. It is why even the smallest grocery store have put to use a basic point of sales software. For bigger stores, payroll, POS and inventory software that also has customer relationship management application is indispensable.The value of sales software is apparent by now. POS terminals are virtually mandatory for supermarkets, but when they are cloud-based, they become even more beneficial. Let’s look into why grocers should capitalize on cloud-hosted systems.The Many Conveniences of Super Market SoftwareA supermarket software that runs on a cloud offers 3 benefits to a manager which make them worth every penny.• A Software as a Service (SaaS) applications makes the store more efficient. It allows the manager to schedule employee shifts, vendor drops and stocking processes from anywhere. The owner of a supermarket need not be in the store to create these agendas because the system can be accessed from anywhere.• Another plus of SaaS-based inventory software is tracking freshness of goods. Instead of going on to the floor and checking each item manually, an employee can access the system from anywhere and track the date of delivery. This information can help pinpoint all merchandise that needs to be discounted so that they sell before going bad and which foods to be removed from the shelf.• The last leverage that POS systems offer is organisation. The software can be employed in innumerable ways to transform supermarket operations into efficient and seamless ones. Some examples are accounts payable, CRM, scheduling and billing.Need of Management Software in Medical SectorThe one field that sees constant innovation is medicine. As the era changes, medical equipment, drugs, and other paraphernalia are evolving. This continuous alteration means that pharmacies, hospitals, and clinics need to keep up with technology. It also implies investing in brand-new systems that aid the field is crucial.For example, a medical shop starts stocking a new pain-killer. Since it is a new stock, chances are employees are not going to remember all details of the drug. So, how do they inform the customer of it? It is here retail POS software for pharmacies step in. The software can be used to access all information on the drug with a click of the button. Ultimately, the application supports in providing better service to the patron.The Advantages of Medical Shop SoftwareA more in-depth look into the benefits of retail pharmacy software will assist how medical stores can leverage it.• Be it a cloud-based software or a terminal-installed application; both offer a better experience. Let’s say a patient arrives for a prescription refill to a pharmacy. On arrival, the patient realises that the actual prescription paper has been left at home. A cloud-based medical software can be used, at this point, to access all patient information including the prescription. As a result, the patient leaves the store with a refilled medicine instead of empty-handed.• The other advantage of medical software is billing. Instead of using pen and paper to tally the total, the customised system does it automatically. As a consequence, the transaction is faster which leaves the customer happy and the floor space of the pharmacies free for new patrons.The Take AwayA POS management system is a must have for any retail store. For supermarkets and medical shops, it is even more vital. Picking either a traditional software or a cloud-based software will ensure that the business is running ahead of the competition.
Hiring an Internet Marketing Service – Plan Before You Leap!
A frequent mistake that businesses make is hiring an internet marketing company too quickly — primarily based on price. Your website is a visual representation of your business and a poorly designed site can frustrate visitors, misrepresent your products and even lose sales. Before you hire a internet marketing firm, research the answers to these questions:1. How Much Experience Does The Internet Marketing Company Have? Do They Have Any Special Qualifications Or Designations?Longevity in the industry is a good indicator of stability and skill. Online marketing firms that have been in the business for a while and built admirable reputations are usually known for sound design work and customer service. Choosing an internet marketing company that has been around longer means they will be more likely to be around in the future for ongoing maintenance and updates to your website.The answer to this question will give you a general idea about the skill set at the web company. Having a tertiary qualification is good. Having a lot of experience is better, and combining experience with a tertiary education is best.2. How Many Staff Members Do They Have And What Are Their Roles?Bigger is not necessarily better when it comes to effective web emarketing companies. Companies on average have one designer, a couple of web developers, analysts, and a few sales and support people. Some companies use Just-in-Time staffing, adding or removing staff as needed. This helps keep overhead low.3. In Addition To Internet Marketing, What Other Services Does The Agency Offer?Many prominent internet marketing firms are branching out and offering other services, including web development and design. SEO, Search Engine Marketing, Web Content Writing, Social Media Marketing, Blog promotion, and Google AdWords Management are services offered by many experienced online marketing companies. The key is finding a company that offers the services that you are looking for.4. Does The Internet Marketing Firm Spend Time With You To Gather Business Knowledge And Give You A Formal Proposal?It is good to select an web marketing company that will take the time to offer a custom solution for your website. Oftentimes, the online marketing firm will provide you with a questionnaire to fill out so that they can get a better feel for your goals, competition and overall website needs. Your website will play a large part in your overall brand marketing. Therefore, it is important that your internet marketing firm have a clear picture of your overall internet marketing goals.5. What Are the Internet Marketing Company’s Payment Terms?For anything from a small non-profit site to full corporate branding, most internet marketing companies will charge an upfront deposit and stage payments based on agreed milestones and deliverables. Be wary of any internet marketing firm that asks for payment in full before starting the project.6. What Is The Internet Marketing Company’s Policy On Non-Disclosure And Privacy Of Information?In order to create the perfect marketing plan for you, your internet marketing firm needs access to important information about your company — information you wouldn’t want your competition, or anyone else, to know.This is particularly true if you are starting a new company. You don’t want others to steal your concept before you’ve had a chance to monetize it. Therefore, a solid non-disclosure and privacy policy will protect your information.7. What Are The Average Timelines For Completing Your Web Design Project Including Ecommerce, Logo Design, And Corporate Branding? If the company does both web development and internet marketing, ask what the firm considers a typical turn-around time for projects similar in size to your own. This should give you a fairly clear idea if the website designer/developer has time tracking and project management systems in place. If you have a hard deadline that you need to meet, be sure you tell the design company up front so that they can plan accordingly.8. Who Will Be Your Central Point Of Contact For Your Internet Marketing Project?It is important to have a single point of contact for your project to ensure nothing gets lost in translation. A Project Manager should be assigned to all web projects. If you are working with a small web company, however, the Project Manager may also be the web designer and/or web developer himself.9. Does The Company Outsource Any Project Components To Third Parties Or To Countries Like India? If So, Which Components?While outsourcing may be a valid business decision to save costs and keep overheads lower, you’ll want to be cautious with any internet marketing company who takes your project and out-sources large components to another country. If you have concerns about low quality, cheap labour, and remote project management issues when jobs are outsourced to India, be sure to bring them up before your project begins.10. Can The Internet Marketing Company Help With Website Content Copy Writing? SEO copywriting can make or break your website. Your website design may draw the reader in and focus their attention where it needs to be – but the words themselves do the selling. And if the content is optimized correctly, your website can be showing up on the front pages of the search engines for your chosen search terms.Be sure the internet marketing firm you choose offers copywriting and ask to see samples — particularly samples of sites within your same industry. This will give you a good foundation on which to base your decision.11. What Programming Languages And Operating Systems Does The Internet Marketing and/or Web Development Company Work With?Ideally, your web development company should offer both the open source PHP/MySQL and ASP.NET programming languages. They should make a technical recommendation on whichPlatform would best meet your needs and budget.12. Do The Internet Marketing And Web Development Experts Build Websites To Web Standards? Standards compliance, such as W3C and Web Standards Group are highly recommended industry practices. The main reason is consistency in how your visitors view your website on different platforms and future proofing.13. What Is Covered In The Firm’s Website Testing/Quality Checking Phase? Are You Able To See The Website While It Is Still In Development?Basic testing requirements should be browser testing, checking for broken links and general usability tests to ensure the website is easy for website visitors to use and interact with.By seeing a development staging version, you will be able to check the website before the launch date and make any necessary adjustments.14. Does The Internet Marketing Firm Allow Clients To Host Their Websites With Any Host?Sometimes, for the sake of functionality or other good reasons, a web company may ask that you host your website with them, but this is not always the case. You may have existing commercial relationships with an ISP or web hosting company that you would prefer to use. It is important to know before hiring a internet marketing firm if they will require you to move hosting to them.15. Do They Provide Any Training Once The Website Is Launched?If your website project includes customized systems or software, it can be extremely helpful if your internet marketing company provides you with training documents for future reference. If your system is very detailed, it might even be optimal to arrange for a training program or ongoing customer support.16. Is The Internet Marketing Firm Knowledgeable in Web 2.0? Is This Included In Your Quote, Or Are There Extra Charges?Search Engine Optimization (SEO) is a science in itself; an experienced Internet marketing company should be able to offer you a variety of options including organic, PPC and social media marketing including Facebook advertising. Depending on your business requirements, you should consider hiring an internet marketing company that can create a custom online campaign to help you achieve maximum results.Usually there is an extra charge for single items like developing videos, commercials and ads, photo shoots, copywriting and so on. Ask about these if they are part of your marketing plan.17. What Is The Charge For Website Updates After The Initial Website Is Completed?While marketing is an ongoing process, the website is often considered a one-time effort. But there is always extra work to be done: changes and updates, new content and so on.Be aware of the charging structure for updates to your website. Consider how often you will require updates and ask the internet marketing firm how they handle future updates and maintenance.If you have frequent or large updates to your website, you could consider a Content Management System. A CMS is only really useful in the event of regular changes and if a staff member has good training in it. If neither are the case, it may just be cheaper to have the supplier to manage small updates.18. What If You Find A Problem Or Code Bug After The Site Is Finished? Does The Graphic Design Company Have Any Kind Of Code Warranty Or Guarantee?Often web companies will make the change if it is small for no additional costs. However, be aware that if it is a change and not a bug fix, you may be required to pay extra. Typically, internet marketing companies will give you several designs to approve initially and then involve you every step of the way. Each approved section of the project is considered finished. Going back and making changes — even if they seem simple — can be costly.19. Is The Copyright For The Website Transferred To You When The Project Is Complete? What About Images in The Website? Logo Design?Copyright law is a specialized legal field. You should ask to own the copyright on all of the work designed and developed after you have paid in full for the project.20. Will The Website Development Company Comment Your Source Code?Commenting code is part of good website development. If code is commented well, you won’t spend a lot of time if the unthinkable happens and you’re forced to find another website supplier either part way through the project or its maintenance.Finding the answers to these questions may seem time consuming and quite involved, but it is an important part of the interview process. After you have interviewed several companies and had your questions and concerns addressed, you should be able to select a talented internet marketing and web development company that is knowledgeable and easy to work with. The firm you choose also needs to have the ability to produce a web design and website that represents and enhances your overall corporate branding.Of course, you could choose to not follow our suggestions and just hire the least expensive firm available — or a friend of a friend who does graphic design and internet marketing. But then you could end up with a real mess. Your internet business depends on how good you look. You wouldn’t ask a friend to install a new set of teeth for you, would you?